Important Dates for CAP/401(k) Transition to Fidelity Investments

KEY DATE                 EVENT

April 16, 2001

Fidelity Transition Brochure mailed to your home address with additional details about the transition and your new investment fund options.

April 26, 2001

Last day until end of the transition period to call 1-800-504-401K to have forms mailed to you by the Employee Benefits department for:

bullet Loans
bullet Hardship withdrawals.

April 30, 2001

Last day until end of the transition period to submit completed forms to your Employee Benefits department to:

bullet Initiate a new loan
bullet Make an off-cycle loan payoff
bullet Initiate a Hardship withdrawal
bullet Initiate a distribution

April 30, 2001

At 4pm Eastern time

Last day until early June to:

bullet Change the way your FUTURE payroll contributions are invested

May 15, 2001

At 4pm Eastern time

The phone benefit system will close permanently at 4 p.m. Eastern time. Last day until end of the transition period to:

bullet Transfer (exchange) EXISTING account balances between investment options
bullet Make existing account balance inquiries

May 31, 2001

Assets transfer to Fidelity

bullet Your existing account balance will transfer to Fidelity and be invested in the new investment options. You will not be able to access your existing account until the transition period ends.

June 1, 2001

New payroll contributions and loan deductions sent to Fidelity

Early June 2001

Fidelity Retirement Benefits Line opens for limited services. You will be able to access your account for limited services to:

bullet Change your payroll deduction percentage
bullet Change how your future payroll contributions are invested among the new investment options
bullet Call to enroll
bullet Request fund prospectuses
bullet Make a rollover into the plan

Early August 2001

Transition period scheduled to end.

bullet The Fidelity Retirement Benefits Line and NetBenefits web access will be open for full plan services. You can call 24 hours a day, 7 days a week to make changes to your account.
bullet An education kit will be mailed to your home.
bullet Account statements mailed to your home.
 

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